For freelancers with irregular income

Know what to set aside for tax, and what’s safe to spend.

Every time a payment lands. Works in Google Sheets in 5 minutes, with no spreadsheet skills.

Join the waitlist — launching after payment reviewSee how it works

$19 launch price · editable US & UK reserve presets · 14-day refund

Every payment, split the moment you log it.Real Dashboard tab, sample data.

Freelancer Budget + Tax Set-AsideSample data
Sheetwise Dashboard: income this month $9,066, tax to set aside $2,720, safe to spend now $5,299, average monthly income $6,168, buffer 40% funded

Same payment. Very different feeling.

Without Sheetwise
$
You received $2,400.00Halden Studio · just now
How much should I keep back for tax?Can I pay rent and still be OK?What if next month is slow?
With Sheetwise
$
You received $2,400.00Logged in 10 seconds
Tax reserve (your rate)$720
Into your buffer$168
Safe to spend$1,512

Five minutes to set up. Ten seconds per payment.

Make a copy

It goes into your own Google Drive. Your numbers stay private.

Answer three questions

A starting tax reserve rate (edit it to your own), what your essentials cost, and how big a buffer you want.

Log each payment

Date, client, amount. The split happens instantly.

Tax reserve planning, not a tax calculator. The rates are your own budgeting assumptions and you can change them any time. Real US self-employment tax and UK profits depend on net earnings after allowable expenses. Check with a tax professional.

Eight tabs. You’ll mostly use one.

Log payments in Income. The rest updates on its own.

IncomeSample data
Income log: client, description, invoice number and amount received for each payment
Income One row per payment.
ForecastSample data
Forecast: income used, spending, tax set-aside, net cash flow and running cash
Forecast Red flags a lean month ahead.
SetupSample data
Setup tax presets: US 30% and UK 25% set-aside
Setup Starting assumptions you edit: 30% US, 25% UK.
Debt PayoffSample data
Debt Payoff: five debts with balance, APR, minimum payment and payoff order
SubscriptionsSample data
Subscriptions: $115.88 a month, $1,390.60 a year, $387.88 saved if cancelled
Personal Finance Bundle · $15

The rest of your money, in four planners.

What you own, what you owe, and what you’re saving for.

Net WorthDebt PayoffSavings GoalsSubscriptions

Pay once. Keep it forever.

Launching after payment review. Join the waitlist and you’ll get one email when checkout opens.

Start here

Freelancer Budget + Tax Set-Aside

$19 launch price
  • All 8 tabs + a filled-in sample
  • Editable US & UK reserve presets
  • Sheets, Excel, Numbers
  • Free updates
Join the waitlist
Add-on

Personal Finance Bundle

$15 launch price
  • 4 planners
  • Snowball vs avalanche
  • Sheets, Excel, Numbers
  • Free updates
Join the waitlist
14

14-day money-back promise. Not for you? Full refund, no questions. Policy

Questions

Do I need spreadsheet skills?

No. You only type in the yellow cells. Everything else is protected formulas.

Google Sheets or Excel?

Built for Google Sheets. It also opens in Excel and Numbers. No add-ons or scripts.

Is this a tax calculator?

No. It’s tax reserve planning: you choose a percentage to keep back from each payment. The 30% (US) and 25% (UK) presets are editable budgeting assumptions, not your tax bill. US self-employment tax and UK taxable profits depend on your net earnings after allowable expenses, plus your other income and allowances. For what you actually owe, ask a tax professional or check IRS or HMRC guidance.

Other currencies?

Yes. Pick your currency symbol in Setup.

What if it’s not for me?

Email me within 14 days for a full refund. No reason needed.

Made by Li Weifeng, an independent maker who got tired of guessing. Questions? idlecat9@gmail.com